The Total Money Makeover motto is: live differently from everyone else in the present so you can live differently from everyone else in the future. The program is intended for everyone-from high earners to people thousands of dollars in debt. In the Total Money Makeover, Ramsey lays out a program for freeing yourself from debt and money worries by changing your behavior: following a monthly budget, buying only what you can afford, eliminating debt, saving for emergencies, and investing. Your financial situation is the result of your behavior, according to radio talk show host and author Dave Ramsey. To understand why you have money problems-why you’re heavily in debt and can never seem to make ends meet or handle emergencies-look in the mirror. 1-Page Summary 1-Page Book Summary of The Total Money Makeover
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